Commercial Mortgages Nottingham
NG2 Trent Bridge Nottingham riverside business park aerial view

Commercial Mortgages NG2 Business Park and Trent Bridge

NG2 Business Park and Trent Bridge (NG2 1) carry Nottingham's south-of-river office and riverside corridor. Queens Bridge Road runs along the Trent embankment, NG2 Business Park anchors the office park serving Capital One, Vodafone and Browne Jacobson, the Riverside Way corridor extends the industrial flank, and Meadow Lane and Trent Lane connect through to the City Ground and Trent Basin. We arrange south-of-river office investment refinance, riverside mixed-use refinance, light-industrial owner-occupier and development exit on the Trent Basin commercial parcels.

10 active commercial property listings currently tracked in NG2 Business Park and Trent Bridge.

The NG2 Business Park and Trent Bridge commercial property market

NG2 Business Park sits immediately south of the River Trent on Queens Bridge Road, hosting Capital One UK (around 1,200 staff), Vodafone, Browne Jacobson and a deep professional-services occupier base. The Riverside Way corridor (NG2 1) carries the southern industrial belt, with Trent Lane and Daleside Road extending east towards Colwick. Meadow Lane (NG2 3HJ) is the home of Notts County FC (the oldest football league club in the world). The City Ground sits adjacent on the Rushcliffe flank, and the Trent Basin / Waterside Nottingham development carries the Blueprint riverfront mixed-use regeneration (around 250 homes Phase 1).

Commercial mortgage flow splits three ways. Mid-cap office investment refinance on NG2 Business Park stock routes through Shawbrook, Cynergy Bank, OakNorth and the four high-street RM teams (NatWest, Lloyds, Barclays, Santander) at 60 to 70% LTV and 6.5 to 7.5% pa. Light-industrial owner-occupier on the Riverside Way and Trent Lane corridor routes through Allica, HTB and YBS Commercial. Trent Basin riverside mixed-use refinance and development exit routes through Shawbrook, InterBay Commercial, Cambridge & Counties, OakNorth and Cynergy Bank.

HM Land Registry residential transactions across NG2 1 reflect the Trent Basin and Waterside Nottingham apartment stock, with strong professional-occupier demand from NG2 Business Park staff and a growing waterfront residential base. Used as a market-temperature signal they confirm the NG2 1 catchment continues to absorb supply, which underwrites the ground-floor retail and F&B income on the Trent Basin mixed-use stack. Stamp duty applies at the commercial rates on every freehold commercial purchase.

Recent commercial planning activity at NG2 Business Park and Trent Bridge (NG2 1)

The NG2 Business Park expansion file (Ref 24/03421/PFUL3) on Queens Bridge Road covers new Class B1 office accommodation south of Trent Bridge supporting professional-services occupiers, the canonical NG2 1 office investment archetype. The Island Quarter Phase 2 file (Ref 23/02145/PFUL3) on London Road sits immediately north across Trent Bridge and provides Grade A office, build-to-rent residential and F&B adjacent to Nottingham railway station, the matching regeneration trigger that uplifts the Trent Bridge flank. Stamp duty applies at the commercial rates on each acquisition; refinancing is unaffected.

Active commercial property types at NG2 Business Park and Trent Bridge

NG2 Business Park office

Mid-cap south-of-river office investment.

£1M-£5M facility

Queens Bridge Road Cat A office

Prime repositioned office investment.

£800K-£3M

Trent Basin / Waterside mixed-use

Riverside mixed-use refinance and development exit.

£1M-£5M

Riverside Way light-industrial

B2 / B8 owner-occupier on the southern industrial belt.

£400K-£1.5M

Meadow Lane / Trent Lane trading business

Trading-business owner-occupier near City Ground / Meadow Lane.

£400K-£1.5M

Daleside Road industrial

Light-industrial small-cap investment.

£400K-£1.5M

Commercial mortgage products active at NG2 Business Park and Trent Bridge

Office investment via commercial investment mortgage on ICR. Light-industrial owner-occupier via owner-occupier mortgage. Riverside mixed-use refinance via commercial investment. Development exit on Trent Basin PC phases via portfolio refinance or single-asset bridge-to-term. Refinancing maturing facilities is the largest single 2026 use case.

Owner-occupier

Businesses buying their trading premises, EBITDA cover at 1.3-1.5x, LTV to 75% on bricks.

Commercial investment

Let assets, ICR at 140-160% stressed, LTV typically 65-75%.

Semi-commercial

Shop+flat archetypes, blended ICR ~145%, LTVs to 75% via specialists.

Bridge-to-let

Vacant or value-add acquisitions with refurb / re-let exit onto term mortgage.

Refinancing

Maturing facilities, equity release on stabilised commercial assets, rate-driven switches.

Lender appetite for NG2 Business Park office, riverside mixed-use and Riverside Way industrial

Office investment via Shawbrook, Cynergy Bank, OakNorth and the four high-street RM teams (NatWest, Lloyds, Barclays, Santander) at 60 to 70% LTV and 6.5 to 7.5% pa. Light-industrial owner-occupier via Allica, HTB and YBS Commercial at 70 to 75% LTV. Riverside mixed-use refinance via Shawbrook, InterBay Commercial, Cambridge & Counties and Cynergy Bank. Trent Basin development exit via OakNorth, Cambridge & Counties and Shawbrook. Commercial mortgages are unregulated lending and fall outside the FCA's regulated mortgage perimeter, we do not hold FCA authorisation because the products we arrange are unregulated.

Property types we finance in NG2 Business Park and Trent Bridge

Asset classes most active in NG2 Business Park and Trent Bridge, each linked to the dedicated finance structure, lender appetite and typical terms for that property type.

NG2 Business Park and Trent Bridge sold-price data

Live HM Land Registry transaction data for the NG2 Business Park and Trent Bridge local authority area. Use this as market evidence when appraising your scheme or testing GDV assumptions.

Median price

£190K

+0% YoY

Transactions (12m)

2,423

Completed sales

New-build share

0.2%

4 new-build sales

New-build premium

+28.9%

vs existing stock

Median price by property type

Detached

£292K

Semi-detached

£210K

Terraced

£170K

Flat / Apartment

£130K

Recent transactions

DatePostcodeAddressTypePrice
25 Feb 2026NG8 1HZ65, BRENDON ROADDetached£349K
25 Feb 2026NG5 5FQ10, RAYMEDE DRIVESemi-detached£140K
23 Feb 2026NG7 2NJ7, HOYLAND AVENUETerraced£210K
20 Feb 2026NG8 1QE175, KENNINGTON ROADTerraced£160K
20 Feb 2026NG8 3SUGOVERNMENT BUILDINGS, CHALFONT DRIVEOther£500K
20 Feb 2026NG5 2LL20, WENTWORTH ROADTerraced£150K
20 Feb 2026NG3 5HJ242, RANSOM ROADTerraced£210K
20 Feb 2026NG8 6LY26, EDGEWAYTerraced£248K

Source: HM Land Registry Price Paid Data, Nottingham City Council. Updated 27 Apr 2026.

NG2 Business Park and Trent Bridge commercial mortgage FAQs

Up to 70% LTV on strong-covenant let stock. Prime Queens Bridge Road frontage with national covenant (Capital One, Vodafone, Browne Jacobson scale) prices at 60 to 65% LTV (~7.0% pa). Secondary NG2 1 office stock typically caps at 70%.
Yes via commercial investment mortgage on stabilised ICR. Shawbrook, InterBay Commercial, Cambridge & Counties and Cynergy Bank dominate the riverside mixed-use bracket. Typical 65 to 70% LTV at 7.0 to 8.5% pa on stabilised rent roll.
Allica, HTB and YBS Commercial all run active owner-occupier programmes on the NG2 1 industrial corridor. Typical 70 to 75% LTV at 6.0 to 7.5% pa. EBITDA cover at 1.3 to 1.5x is the standard test.
The NG2 Business Park file (Ref 24/03421/PFUL3) broadens the lender pool for adjacent south-of-river office stock and tightens pricing on let assets within the same catchment. Refinancing a Queens Bridge Road or NG2 Business Park investment 12 to 24 months after the expansion completes is a common trigger event.

Buying or refinancing in NG2 Business Park and Trent Bridge?

Free-of-charge deal assessment. Indicative commercial mortgage terms within 48 hours.